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Is there a formula for wealth creation? Do all self-made millionaires take the same steps to amass their fortunes? If we were to do an in-depth study of how self-made millionaires think and act, would we find some common clues that we can learn from? The answer is yes. These are seven essential steps, each one representing a wealth creating skill that [...]

Here are additional helpful tips to gain financial knowledge: 1. When hiring a person to work for you, hire one who is more knowledgeable in the position you intend to hire him/her for. This way, you will have less worry if he/she is able to perform the job. You get to learn from the person, and [...]

There are many parallels between accumulating wealth and weight loss. If you have the discipline to do one, you have the skills to do the other. Here are just a few similarities and things that should be included in financial diet: Consistency: Both financial fitness and weight loss take consistent effort. Just as regular, scheduled plans [...]

We all learn from our mistakes, and unfortunately when it comes to personal finance and investing, those mistakes can be costly. While I continue to learn something new everyday, and like to believe I am perpetually becoming a better investor, there are many things I wish I had known sooner. With experience comes smarter investing, but [...]

Increase Your Financial IQ: Dedicate some time, either daily or weekly, to educate yourself. Read money magazines and websites, listen to money advisors while in the car, etc. The better you understand how the money game works, the more opportunities you will see to accumulate wealth. Pay Yourself First: Before you spend any money when you [...]

Through my own course of learning to invest over the years, I have found that there are many very different philosophies and strategies that experts use to select stocks to achieve above average returns. Today, I use a whole range of different investment strategies myself, depending on whether I am looking for a quick intra-day gain [...]

Is it really true that investing is risky? The answer is… it depends. The risk in an activity very much depends on the level of competence of the person doing that activity. For example, is it risky to drive a car? Well, if you have never gone for any driving lessons and have no idea how to [...]

There are two types of debt, the good and the bad. But many of us are victims of bad debts than good debts. Good debts are debts that can generate income or debts that used to leverage money for another business. Bad debts are debts that are generated by expenses like buying wants not need [...]

Before you can be truly wealthy, you must first know what wealth really means. Again, many people think that a person’s wealth is defined by how much he earns, by the clothes he wears, by the house he lives in and by the way he lives. We now know that this is not at all [...]

According to Money there are ways to save smarter. Saving for your future or retirement is not easy even if you are having a yearly new years resolution. Most of us will follow what we read and save but after a month we stop doing it and inside our mind there is a war between [...]